MARKET STATISTICS for Dutchess County NY
Single Family Det	Nov '10	Oct '11	Nov '11	Yr Chg
Current Closed Sales	115	112	108	-6.1
Current Avg Selling Price	368,151	282,701	284,646	-22.7
Current Avg Days on Mkt	108	139	160	48.1
Avail Listings 1st of Month	1927	2104	2037	5.7
Purch Offers 1st of Month	174	134	114	-34.5
Statistics provided by Mid-Hudson MLS®

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City of Poughkeepsie NY Towns of Dutchess County NY

Town of Amenia Town of Beacon Town of Beekman Town of Clinton Town of Dover Town of Fishkill Town of Hyde Park Town of LaGrange Town of Milan Town of Millbrook Town of Northeast Town of Pine Plains Town of Pleasant Valley Town of Poughkeepsie Town of Wappinger Falls Town of Washington

Townships of Dutchess County NY

Township of East Fishkill Township of Pawling Township of Red Hook Township of Rhinebeck Township of Stanford Township of Unionvale

Township Villages of Dutchess County NY

Township Village of Red Hook Township Village of Rhinebeck Township Village of Tivoli

Villages of Dutchess County NY

Village of Wappinger Falls

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How Much Can You Afford?

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Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To e-mail yourself a copy of your results, click the Receive this Detailed Analysis link.

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Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
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Monthly Debt:	$ Required

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Total Debt Service Ratio (TDS):
Condos Fees:	$

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What You Can Afford
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Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Monthly Rent:	$ RequiredMust be a positive number	No. of Years you plan on keeping the home:	RequiredInvalid
Annual Rental Increases:	% RequiredInvalid	Yearly Appreciation on the Home:	% RequiredInvalid
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